Springtime is bringing the usual violent storms and even tornadosthis year. Pictures of the tragic losses suffered by many familiesshould inspire you to check your own homeowner's or renter'sinsurance policy to make sure you're adequately covered.
Most standard all-risk homeowner's policies coverweather-related damage. In fact, the only weather-related items thatare specifically excluded from most homeowners policies are floodingand earthquakes, which must be coveredseparate policies.
Even if you don't own a home, you'll need insurance to coverpossessions like clothing, televisions, and furniture. There is aspecial standard form insurance policy for those living …

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